Pay 0% in
processing fees.
Your customers cover the fees. You keep every dollar.
$25/month flat rate · 1 free handheld device · No contracts · No hidden fees
How much could you save?
Drag the slider to your monthly processing volume and see exactly what you'd save with CHIPP — plus unlock your free device.
$25/Month Flat
One simple monthly fee. No percentage cuts, no per-transaction charges — ever.
0% Processing Fees
A small convenience fee is passed to the customer at checkout. You pay nothing.
Free Handheld Included
Sign up and receive a free handheld card reader — ready to take payments on day one.
Stop paying
fees that eat
your profits.
The average small business loses $3,000–$15,000/year to credit card processing fees. With CHIPP's pass-through model, those fees go to the card networks — not out of your pocket.
You pay nothing on card transactions. Your monthly cost is always just $25 flat.
How it works
You sign up for CHIPP
Pay just $25/month. No percentage of your sales. No per-transaction fees. One flat rate.
A small fee is added at checkout
When a customer pays by card, a 3% convenience fee is automatically added to their total — just like gas stations have done for years.
Your customer pays the fee
The fee goes directly to cover processing costs. You receive 100% of your sale price, every time.
Convenience fee surcharging is legal in 48 states. CHIPP handles all compliance automatically.
Built for small business.
Not big banks.
We started CHIPP because small business owners deserve the same tools as enterprise — without the enterprise price tag.
Fair, Flat Pricing
Just $25/month. No percentage of your revenue, no per-transaction fees, no surprise charges on your statement.
We Answer the Phone
Real people, real support. When you call Jason or Steven, they pick up — no automated menus, no overseas call centers.
Works With Your Setup
We often plug into the software you already use. Switch to CHIPP without changing your workflow.
Free Device on Day One
Every merchant gets a free handheld card reader when they sign up. Start accepting payments immediately.
"We developed a chip on our shoulder for the little guy."
— Jason & Steven, founders of CHIPP
Everything your
business needs.
From your first swipe to recurring billing, CHIPP handles every payment scenario — so you can focus on running your business.
Simple Pricing
Flat rate. All features included. No contracts.
Payment Processing
Secure, fast in-person, online, and mobile transactions — with zero fees to you.
Payment Integrations
We plug into your existing software. Switch to CHIPP without disrupting your workflow.
Invoicing & Recurring Billing
Automate billing with easy invoicing and subscription payment tools.
ATM Services
Place ATMs in your location for added customer convenience and additional revenue.
Point-of-Sale Systems
Advanced POS hardware and software tailored to your industry's specific needs.
Fraud Protection & Security
Enterprise-grade security to keep your business and customers protected.
Solutions for
every industry.
No matter your business type, CHIPP's 0% processing model works for you.
Restaurants & Hospitality
Fast transactions, table-side payments, and POS tools built for food service.
Retail & SKU Heavy
Inventory management, flexible checkout, and fraud prevention for high-volume retail.
E-commerce
Online checkout, subscription billing, and secure card storage for digital storefronts.
Service Businesses
Invoicing, mobile payments, and recurring billing for service-based operations.
You're in business.
Start saving today.
Book a free consultation. We'll show you exactly how much you'd save, set you up with your free handheld, and get you processing at 0% — all in one call.
Talk to a real
human today.
Book a free consultation and we'll show you exactly how much you'd save, set you up with your free device, and get you processing at 0% — all in one call.
116 Montego Key, Novato, CA 94949
Get directionsAvailable 24/7 — We answer the phone
What happens next